Minnesota Underinsured Motorist Coverage

What if the person who caused my Minnesota car accident doesn’t have enough auto accident insurance?

If you have been in an accident and the other driver doesn’t have enough insurance, your underinsured motorist coverage would kick in.

Your Minnesota auto insurance policy should have underinsured motorist coverage.

Underinsured motorist coverage applies when the person who caused your accident has insurance but the limits aren’t high enough to fully compensate you for your losses. Here’s an example: Let’s say the person
who ran into you had insurance that pays only $25,000 for each person injured in an accident and your losses are worth $100,000. If you have underinsured motorist coverage, you will be able to collect the other person’s $25,000 and then proceed against your company for the remaining $75,000 under your underinsured motorist coverage.

To contact a Minnesota car accident lawyer at PritzkerOlsen, please call 612-338-0202, call 1-888-377-8900 (toll-free) or submit our free consultation form.

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